MGM Benefits Group (“MGM”) is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the MGM website and governs data collection and usage. By using the MGM website, you consent to the data practices described in this statement.
Collection of your Personal Information
MGM collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. MGM also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.
There is also information about your computer hardware and software that is automatically collected by MGM. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by MGM for the operation of the service, to maintain quality of the service and to provide general statistics regarding use of the MGM Website.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through MGM public message boards, this information may be collected and used by others. Note: MGM does not read any of your private online communications.
MGM encourages you to review the privacy statements of websites you choose to link to from MGM so that you can understand how those websites collect, use and share your information. MGM is not responsible for the privacy statements or other content on websites outside of the MGM.
Use of your Personal Information
MGM collects and uses your personal information to operate the MGM website and deliver the services you have requested. MGM also uses your personally identifiable information to inform you of other products or services available from MGM and its affiliates. MGM may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
MGM does not sell, rent or lease its customer lists to third parties. MGM may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (email, name, address, telephone number) is not transferred to the third party. In addition, MGM may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to MGM, and they are required to maintain the confidentiality of your information.
MGM does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
MGM keeps track of the websites and pages our customers visit within MGM, in order to determine what MGM services are the most popular. This data is used to deliver customized content and advertising within MGM to customers whose behavior indicates that they are interested in a particular subject area.
MGM websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on MGM or the site; (b) protect and defend the rights or property of MGM; and, (c) act under exigent circumstances to protect the personal safety of users of MGM, or the public.
The MGM Website use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a webpage server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize MGM pages, or register with MGM site or services, a cookie helps MGM to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses and so on. When you return to the same MGM website, the information you previously provided can be retrieved, so you can easily use the MGM features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the MGM services or websites you visit.
Security of your Personal Information
MGM secures your personal information from unauthorized access, use or disclosure. MGM secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
Changes to this Statement
MGM will occasionally update this Statement of Privacy to reflect company and customer feedback. MGM encourages you to periodically review this Statement to be informed of how MGM is protecting your information.
MGM welcomes your comments regarding this Statement of Privacy. If you believe that MGM has not adhered to this Statement, please contact MGM through the contact information listed on our CONTACT US page. We will use commercially reasonable efforts to promptly determine and remedy the problem.